BEO Bancorp operates as the bank holding company for Bank of Eastern Oregon that provides commercial and consumer financing, banking, mortgage lending, and other services in Northeastern Oregon and Southeastern Washington, the United States. The company offers checking, money market, time deposits, and savings accounts; and time certificates of deposit. It also provides commercial, agricultural, real estate, installment, credit card, mortgage, term, home, construction, farm, and refinancing loans; lines of credit; home enhancement loan programs; Internet banking and bill payment services; business sweep services; and automated teller machines and safe deposit facilities, as well as originates and sells mortgage loans into the secondary market. BEO Bancorp was founded in 1945 and is headquartered in Heppner, Oregon.