Morris State Bancshares, Inc. operates as the bank holding company for Morris Bank that provides various financial services to individuals and small businesses in Georgia. The company provides checking, savings, negotiable order of withdrawal, and individual retirement accounts; demand, savings, and other time deposits; and CDARS and ICS. It also offers personal, home, home equity line of credit, auto, construction and development, recreation, commercial/business, real estate, agricultural, working capital, industrial, SBA program, and consumer installment loans; equipment and home mortgage financing; and letters of credit. In addition, it provides treasury and merchant services; debit/ATM and credit cards, safe deposit boxes, IOLTA accounts, escrow services, and order checks; mortgage services; and online, mobile, and telephone banking, and people pay and lock services. Morris State Bancshares, Inc. was founded in 1954 and is headquartered in Dublin, Georgia.