Zero Fintech Group Limited, together with its subsidiaries, engages in property investment and development in the People's Republic of China and Hong Kong. The company's portfolio of properties includes residential units, commercial arcades, and car parks. It also engages in the money lending business in Hong Kong. The company was formerly known as Termbray Industries International (Holdings) Limited and changed its name to Zero Fintech Group Limited in July 2024. The company was incorporated in 1990 and is headquartered in Sheung Wan, Hong Kong.