Zhongyuan Bank Co., Ltd. offers corporate and personal deposits, loans and advances, settlement, financial market and leasing, and other financial services in the Asia Pacific, North America, and internationally. It operates through Corporate Banking, Retail Banking, Financial Markets Business, and Others segments. The Corporate Banking segment provides corporate loans and advances, trade financing and deposit taking, agency, consulting and advisory, remittance and settlement, and guarantee services to corporations, government agencies, and financial institutions. The Retail Banking segment offers a range of financial products and services, including personal loans, deposits, bank cards, personal wealth management services, and remittance services to retail customers. The Financial Markets Business segment provides inter-bank money market transaction, repurchase transaction, investment, and issuance of debt services, as well as trades in debt securities. The company was founded in 2014 and is headquartered in Zhengzhou, China.