Beach Community Bancshares, Inc. operates as the bank holding company for Beach Community Bank that provides a range of banking services to individuals, businesses, and non-profit organizations in Florida, the United States. The company offers various deposit products, such as checking accounts, interest accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides business loans; and a range of mortgage products, including conventional, veterans administration, federal housing administration, construction permanent, rural housing, and first time homebuyer loan programs. In addition, the company offers business bill pay services, merchant services, cash management services, beach express deposits, and other services. Beach Community Bancshares, Inc. was founded in 2001 and is headquartered in Fort Walton Beach, Florida.