Beach Cities Commercial Bank provides commercial banking services to individuals and corporate companies primarily in the United States. The company offers personal checking accounts, money market accounts, and savings accounts; personal and business credit cards; business lines of credit, business term loans, equipment financing, commercial real estate financing, bridge financing, small business administration loans/lines, loan guarantees, and construction loans; treasury management services; and online and mobile banking services. Beach Cities Commercial Bank was incorporated in 2022 and is based in Irvine, California.