Crystal Valley Financial Corporation operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana, the United States. The company offers deposits products, including checking, savings, money market accounts, and certificates of deposit, as well as IRAs. It also provides consumer, personal, and home equity loans and lines; mortgage products; and business loans, term loans, agricultural loans, commercial real estate loans, lines of credit, and letters of credit; and business manager and small business administration loans. In addition, the company offers trust, wealth management, and investment management services, as well as various insurance products. Further, the company provides debit and credit cards, cash management, automated clearing house, wire transfer, positive pay, remote deposit, online banking, bill payment, check collection, and night depository services. Crystal Valley Financial Corporation was founded in 1910 and is headquartered in Middlebury, Indiana.