Citizens National Corporation operates as the bank holding company for Citizens Bank of Kentucky that provides various banking products and services in Eastern Kentucky, the United States. It offers checking and savings accounts, term certificate, individual retirement accounts, and certificates of deposits; consumer, home equity, mortgage/real estate, and business loans, as well as residential mortgage, commercial, and installment loans; healthcare, online, and mobile banking services; merchant services; remote deposit capture services; and debit and credit cards, as well as cash, treasury, and wealth management services. The company was founded in 1909 and is based in Paintsville, Kentucky.