First Niles Financial, Inc. operates as the holding company for Home Federal Savings and Loan Association of Niles that provides various banking products and services in Niles, Ohio. The company offers checking and savings accounts, certificate of deposits, individual retirement accounts, and Christmas club accounts; loans for purchasing and remodeling homes; and business loans. It also provides ATM card, direct deposit/withdrawal, night depository, safe deposit box, US savings bonds redeem, money order, wire transfer, guarantee, notary, credit card, and Internet banking services. The company was founded in 1897 and is based in Niles, Ohio.