National Capital Bancorp, Inc. operates as the bank holding for The National Capital Bank of Washington that provides various banking products and services to individuals and businesses in Washington. The company offers savings and checking accounts; debit and credit cards; send money services; online and mobile banking services; personal loans, home equity lines of credit, residential mortgages, ready reserves, and overdraft transfers; and residential mortgage lending and first-time home buyer programs. It also provides commercial financing solutions, including commercial real estate, and commercial, industrial, and small business; construction finance; equipment financing and leasing; loans for government contractors and nonprofit organizations; and SBA loans, as well as term loans, lines of credit, and letters of credit. In addition, the company offers treasury management services comprising information services, such as mobile deposit and positive pay services; deposit services, including automated clearing house payments, remote deposit capture, lockbox services, and merchant card processing; disbursement services consisting of online wire transfers and zero balance accounts; and cash management services. National Capital Bancorp, Inc. was incorporated in 1889 and is based in Washington, the District Of Columbia.