Oxford Bank Corporation operates as the holding company for Oxford Bank that provides various banking products and services to various customers in Michigan. It offers checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgages, home equity lines of credit, auto loans, student loans, term loans, commercial real estate loans, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, treasury management, remote deposit capture, payroll, overdraft protection, online banking, telephone banking, mobile banking, iPay online bill payment, mobile wallet, and interactive teller machine services; and debit and credit cards, and insurance products. In addition, the company provides cashier's checks, direct deposits, night depository services, wire transfers, and notary services. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.