Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. Its Personal Banking segment offers demand, time, personal call, time/demand optional, and foreign currency deposits, as well as passbooks and certificate of deposits; micro and personal pledged, and personal business loans; payment and collection agency, various settlement, domestic remittance and exchange, cross-border remittance, personal exchange settlement and sale, and foreign currency exchange services; debit and credit cards; wealth management products and funds; and insurance agency services. The company's Corporate Banking segment provides time, demand, call, and negotiated deposits; overdraft, pledge, syndicated, land reserve, town rebuild, commercial property mortgage, real estate development, fixed asset, project, and consignment loans; check, promissory note, bank and commercial draft, remittance, consignment collection, and collection with acceptance services; cash management services; negotiable instruments; trade finance and custody services; financial markets services; SME operating index and corporate online banking services; and foreign currency and wealth management products. Its Treasury segment offers interbank borrowing and lending, repurchase and resale transactions, debt instrument investments, equity instrument investment, etc., as well as issues bond securities. The company provides online, mobile, and self-service banking services. It operates through directly operated outlets and agency outlets. The company was founded in 2007 and is headquartered in Beijing, the People's Republic of China. Postal Savings Bank of China Co., Ltd. operates as a subsidiary of China Post Group Corporation Limited.