Seneca Bancorp, Inc. operates as the holding company for Seneca Savings that provides various financial services to individual and corporate customers. It offers demand, NOW, checking, savings, clubs, money market, and retirement accounts, as well as certificate of deposit accounts. The company also provides one-to-four family first lien residential mortgages, residential construction, home equity loans and lines of credit, and commercial loans, as well as commercial and industrial and consumer loans. In addition, it offers financial planning and investment advisory services, as well as sells various insurance and investment products through broker networks. Seneca Bancorp, Inc. was founded in 1928 and is headquartered in Baldwinsville, New York.