U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for individuals and small to medium-sized businesses in the United States. The company offers checking and savings accounts; and certificates of deposits. It also provides commercial loans comprising commercial real estate term loans, construction loans, business term loans, equipment loans, business lines of credit, business express loans, and professional lines and loans; USDA loans; and SBA loans. In addition, the company offers online banking and bill pay; cash management; mobile banking and check deposit; and merchant check deposit services. U & I Financial Corp. was founded in 2006 and is headquartered in Lynnwood, Washington.